🇺🇸 Compare ACA Marketplace & private health plans 📞 Call now: +1 (844) 833-0175 ✅ Free subsidy check & quote 🛡️ Licensed U.S. agents — English & Spanish
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Affordable Health Insurance — Quotes By Phone

Check your eligibility for ACA (Marketplace) subsidies, compare private plans, and enroll with a licensed agent in minutes — anywhere in the United States.

No fees. No obligation. Availability varies by state.

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ACA & Private Plans
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Subsidy Check
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Doctor & Rx Lookup

Compare Health Plans & Save

We help you review Marketplace (ACA) and private options to find the best fit for your doctors, prescriptions, and budget.

  • Plan types: HMO, PPO, EPO, POS
  • Metal tiers: Bronze, Silver, Gold, Platinum
  • Check subsidies & tax credits (income-based)
  • Family & small business options
  • Bilingual agents available
Health insurance agent assisting a family

Get a Free Health Insurance Quote

Prefer a call back? Share a few details and an agent will reach out.

Submitting this form does not affect your credit score.

Open Enrollment & Special Enrollment

Open Enrollment typically runs late fall to mid-winter. You may qualify for Special Enrollment anytime if you’ve had a qualifying life event (loss of coverage, move, marriage, birth, etc.).

  • Income-based subsidies may lower premiums
  • Out-of-pocket maximums limit yearly costs
  • Networks matter: check your doctors & hospitals

Coverage start dates vary by plan and enrollment date.

Health Insurance Basics in the USA

ACA Marketplace plans cover essential health benefits and can include subsidies based on household size and income. Private plans may offer different networks, benefits, and enrollment windows.

To save: review your network and prescriptions, compare metal tiers, consider total costs (premium + deductible + copays), and ask about eligibility for cost-sharing reductions.

Learn more (authoritative sources):

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What Clients Say About HeallUSA

“They checked my subsidy and found a Silver plan with my doctor in-network. Saved me over $140/month.”
— Jasmine K.
“I needed coverage after moving states. Quick call, clear options, and enrollment was simple.”
— Daniel P.
“They helped our small business compare multiple carriers and set up benefits for the team.”
— Maria & Leo

FAQ — Health Insurance Phone Quotes

What information do I need for a quote?

ZIP code, ages of applicants, household size, estimated annual income, preferred doctors and prescriptions.

Will a quote affect my credit score?

No. Getting quotes does not impact your credit score.

Am I eligible for subsidies?

Most households qualify based on income and household size. We’ll check eligibility and estimate savings.

Can I keep my doctor?

We’ll verify network status and help you choose plans that include your doctors and medications.

When can I enroll?

During Open Enrollment, or year-round if you have a qualifying life event (move, marriage, birth, loss of coverage, etc.).

Do you offer short-term or dental/vision?

Yes, in many states we can compare short-term medical, dental, and vision options.

Contact HeallUSA

Prefer talking to a real person? Call us now.

Hours: Mon–Sat, 8am–8pm (local).

HeallUSA
United States
Phone: +1 (844) 833-0175
Disclaimer: HeallUSA is not a government website and is not affiliated with any government agency. Plan availability, benefits, and eligibility vary by state and carrier.
Customer support agent for health insurance
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